Cooper City Foreclosed Homes For Sale Cooper City Florida Sellers Agent

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Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

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Q	What amenity do 48% of all homes in the new housing market have?
A	48% of all newly-constructed homes now have 2 1/2 baths or more, up from 1985 when only 29% had more than 2 baths.
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John Lucka, REALTOR®, real estate agent and broker for Pembroke Pines, Cooper City and Davie Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

John Lucka
RE/MAX PowerPro Realty
4301 S. Flamingo Road Suite 101
Davie, FL. 33330
Phone: 954-874-2525
Fax: 954-874-2520
Email: john@johnlucka.com
John has been working full time in real estate since 1977, earning numerous national and local awards, including the number one agent in a national organization of nearly 6,000 sales professionals. A consistent member of the RE/MAX Platinum Club as well as a recipient of the prestigious RE/MAX Hall of Fame and Lifetime Achievement Awards, he continues to be one of the area's top producers year after year. John has become one of Broward's most successful and respected real estate professionals. You'll benefit from his many years of experience! John has helped over 2,800 families buy or sell their home. He specializes in short sales, foreclosures, rental or management of real estate.

www.johnlucka.com is brought to you by John Lucka
NUMBER1EXPERT™ in real estate for Pembroke Pines, Cooper City and Davie, Florida, Hablo Español, Spanish speaking

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